Two of my friends owe me approximately £20 each. This morning, as I drank my cup of tea, a wave of benevolence swept over me and I considered taking heed of the advice Bob Geldof is proffering to the various leaders who are soon to attend the G8 summit in Gleneagles.
I thought to myself, perhaps I should cancel my friends' debt?
Then I thought that maybe I should not only cancel their debt, but also offer them monetary aid. In line with the agreement signed by world leaders at the 2002 Monterrey Financing for Development Conference I should offer them aid packages constituting 0.7% of my annual salary - amounting to £158 each.
And, quite frankly, this isn't going to happen.
So then I realised that it would be much more fortuitous for me to listen to the World's banks. Therefore, as of today, I will be heaping an inordinate amount of interest onto my friends' debts. I feel that it's important to make them understand that borrowing is a serious matter and one not to be taken lightly.
As Thatcher once said, "If you can't afford it today, then leave it out." Or something like that. And what a wise woman she was.
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